Before you begin looking at homes, you should begin the mortgage pre-qualification process.
With a mortgage pre-qualification in hand, you can shop for your home knowing what your approved loan amount is and how different loan amounts will affect your monthly mortgage payment. This pre-qualification will also help your real estate agent know what price range to keep your home search within. Sellers will take your offer more seriously because you have a lender that is committed to backing your offer.
Please take a moment to fill out the lenders pre-qualification form.